Clarian Health Ties Employee Compensation With Health And Fitness Levels
07
July
Chalk one up for companies that are making a difference in enforcing Wellness in the Workplace. I wrote about my opinion that wellness should determine health benefits more than a year ago and this week I found out that Clarian is answering this clarion call!
Clarian Health, a large provider of health care services to the residents of Indianapolis, Indiana began 2007 with a new Mission Strategy, “A Call To Change”, urging the residents of the Hoosier State to take charge of bettering their health. In addition, Clarian is boldly going where pretty much no other company has gone before. Putting it’s money where its mouth is, the company is tying employee compensation and benefits with the individual’s health and habits.
Clarian Health is announcing changes to employee medical insurance plans in order to promote healthier lifestyles. Beginning in 2008, all employees wishing to enroll in Clarian-sponsored plans will have to report all potential health risks, including whether they use tobacco. A health risk charge of $5 per paycheck will be assessed to employees who have used tobacco within six months of their health risk assessment completion date. Beginning in 2009, employees will also have to participate in a complete health screening.
-Inside Indiana Business
Now, that’s what I call getting serious about making people value their health insurance (often provided free or at reduced premiums). When the individual employee realizes that there are no rights without corresponding responsibilities, everyone benefits. It goes without saying that a company’s group insurance premiums would reduce considerably if the average health-levels of its members increased and if no member smoked or was overly obese.
Workers who were moderately obese had health-care costs that were 21 percent, or $670 a year, higher than workers with normal weight, according to a recent study by Thomson Health Care. For those with severe obesity, annual health-care costs rose 75 percent, or $2,441 per person.
- IndyStar
From 2009, Clarian will begin to charge employees $30 every two weeks if certain serious issues are not brought under control. Employees will be screened for 5 major health indicators: Body Mass Index, LDL (bad) Cholesterol, Blood Pressure, Blood Sugar (Glycemia) and Smoking Status. While the company will provide for free smoking-cessation and wellness programs, employees who still don;t make an effort will see themselves being hit where it hurts the most - their paycheck.
But is it legal? Well, while employees cannot be discriminated against (by being provided less coverage than others), …
employers, who typically pay the bulk of employee health insurance premiums, are allowed by law to use financial incentives in wellness programs to motivate workers to adopt more healthy lifestyles, said Mike MacLean, a partner at Indianapolis law firm Baker & Daniels.
Kudos to Clarian for leading the way for large companies that are making an exceptional effort to bring America’s workforce onto the fitness bandwagon.
As always, it looks like nothing will make a person sit up and listen like money can!
Technorati Tags: health, fitness, exercise, overweight, obesity, Clarian Health, workplace wellness
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chalk down this little gem: doctors could soon write out prescriptions to patients that read like their gym class schedules.
